How it works

Clear from the first step to the last

Every Trebor loan follows the same transparent process. You always know where your application stands and what your loan will cost.

How a Trebor loan works

From application to funds in four clear steps

01
Apply
Tell us what you need and share your supporting documents through the app or with our team.
02
Assessment
We verify your information and assess affordability before making any decision.
03
Review your offer
You receive a written offer showing the amount, tenor, interest, all fees and your repayment schedule. Nothing is binding until you accept and sign.
04
Disbursement & repayment
Funds are paid into your own bank account. You repay on the schedule agreed in your loan agreement.

What you'll typically need

Trebor Flow

Trebor Nexus

Trebor Thrive

We may ask for additional information depending on your application.

Offer ready to review

Loan application

Purchase order financing

Trebor Flow

Apply
Assessment
3
Review your offer
Amount, tenor, interest, fees and repayment dates — all in writing before you sign.
4
Disbursement & repayment

Approved funds are paid directly into your own bank account.

Illustration

Responsible lending

We are a lender, and only a lender. That focus lets us be clear about what a loan costs, who it suits and how it is repaid.

Interest, fees and every repayment date are set out in writing before you accept an offer.

We assess whether a loan is right for you before we lend — not after.

If repayments become difficult, talk to us. We work with you on a fair way forward.

We handle your information in line with the Nigeria Data Protection Act and never sell it.

Tell us what your business needs. We'll walk you through eligibility, costs and repayment before you commit to anything.