Capital that keeps your business moving.
Trebor is a money lending company. We provide working capital, asset and salary loans to Nigerian businesses and their employees — with every cost explained before you sign.
- Clear, written terms
- Affordability-first decisions
- Paid to your own bank account
Loan application
Purchase order financing
Apply
Assessment
- 3
Review your offer
Amount, tenor, interest, fees and repayment dates — all in writing before you sign.
- 4
Disbursement & repayment
Approved funds are paid directly into your own bank account.
Illustration
Our loans
Three ways to borrow with Trebor
Trebor Flow
Supply chain & working capital loans
Working capital loans against verified purchase orders, invoices and contracts.
- Purchase order financing
- Invoice financing
- Inventory and stock purchases
Trebor Nexus
Asset & distribution loans
Loans to acquire vehicles, equipment and distribution infrastructure.
- Delivery and haulage vehicles
- Machinery and equipment
- Warehousing and cold-chain
Trebor Thrive
Workforce & salary loans
Fast, fair loans for employees, offered in partnership with their employers.
- Salary loans for staff
- Emergency and medical expenses
- School fees and rent
How a Trebor loan works
From application to funds in four clear steps
- 01
Apply
Tell us what you need and share your supporting documents through the app or with our team.
- 02
Assessment
We verify your information and assess affordability before making any decision.
- 03
Review your offer
You receive a written offer showing the amount, tenor, interest, all fees and your repayment schedule. Nothing is binding until you accept and sign.
- 04
Disbursement & repayment
Funds are paid into your own bank account. You repay on the schedule agreed in your loan agreement.
For businesses
Turn verified work into working capital.
- Finance verified purchase orders and invoices
- Acquire vehicles, equipment and infrastructure
- Repayments structured around your cash cycle
For employers & employees
Support your people when it matters.
- Offer staff fair, transparent salary loans
- Simple onboarding for partner employers
- Reduce financial stress across your workforce
Responsible lending
Borrowing should never come with surprises.
We are a lender, and only a lender. That focus lets us be clear about what a loan costs, who it suits and how it is repaid.
Full cost, upfront
Interest, fees and every repayment date are set out in writing before you accept an offer.
Affordability first
We assess whether a loan is right for you before we lend — not after.
Fair, respectful recovery
If repayments become difficult, talk to us. We work with you on a fair way forward.
Your data, protected
We handle your information in line with the Nigeria Data Protection Act and never sell it.
Ready to talk about a loan?
Tell us what your business needs. We'll walk you through eligibility, costs and repayment before you commit to anything.